USDA: What does it stand for and how can it help you to become a homeowner?
USDA loans were started in the 1990’s by the U.S. Department of Agriculture. The loan program is gear towards rural development and making homeownership a reality for low and moderate income families...
View ArticleDoes Shopping Around for Better Mortgage Rates Affect My Credit?
What is a Credit Score? Your credit score represents your creditworthiness. This numerical expression is an evaluation of the potential risk you pose to lenders, which in turn determines if you qualify...
View Article7 Reasons Why You Should Use a Mortgage Broker and Not a Bank
What Is A Mortgage Broker? A mortgage broker works for a mortgage company, which provides an array of financial services. Basically, a broker is an intermediary between the banks who provide the loan...
View ArticleMajor Decision: Is a VA Loan Right for You?
Did you know that since 2001, there have been over 2.77* million United States troops deployed to Afghanistan and Iraq? The U.S. government created a military VA loan program in 1944 to aid returning...
View ArticleKnow Your Interest Rates: A Crash Course
There are several different types of interest rates when it comes to mortgages. The two most common types are fixed and adjustable. They mean exactly what they are defined as. A fixed interest rate is...
View ArticleFHA Loans: Is It The Right Loan For Your Home Purchase?
So you want to learn more about FHA loans, you’ve come to the right place. Let’s start with some background knowledge. These are mortgage loans that are insured by the Federal Housing Administration,...
View ArticleYou Don’t Need 20% Down To Buy A Home
You’ve probably been told or have heard that in order to buy a home, you need at least 20% down. It’s a myth that discourages many from even pursuing their dream of owning a home. But, there is good...
View ArticleHow Do I Decide on the Right Real Estate Agent?
For a while there, it seemed like everyone was looking to get their real estate license. In fact, you probably have a few friends or family members who are agents. But, how do you know who is vetted?...
View ArticleThe Homebuyer’s Guide To Getting A Home Loan
Special Offer: Free E-Book Take the confusion out of homebuying. At some point, almost everybody wants to own a home of their own. But before you can move into that new house, there are some steps you...
View ArticleWhat To Expect When Buying Your Next Home
What you should consider before you buy Is It Time For You To Move? If you answered "YES", you probably have already highly considered buying your next home. But before you do so there are a few things...
View ArticleHow to Finance New Construction
You may be thinking to yourself, why is it so difficult to find a new construction loan? Well, there are a couple more prerequisites that need to be met in order to receive this kind of mortgage....
View ArticleFive Strategies to Help You Win a Bidding War
Between the romanticization of house-flipping through the advent of reality TV and a relatively low mortgage rates, real estate is hotter than ever. With this perfect concoction, you may just find...
View Article9 Frequently Asked Questions About Mortgages By Home Buyers
9 Frequently Asked Questions About Mortgages By Home Buyers. (Answers included free of charge.) So, you want to buy a house, but not sure where to start. Should you hire a real estate agent or do you...
View ArticleHow Do I Get a Mortgage When I’m Self Employed
As most entrepreneurs, small business owners, and freelancers know, being self-employed can be a blessing and a curse. Yes, you can write off your lunches as a business expense and take advantage of a...
View ArticleFive Costly Mistakes Homeowners Make When Buying Insurance
So you finally have the home of your dreams and now you’re strapped for cash. In order to save some money, you may head to the clearance section for home décor, building materials, and lawn care...
View ArticleCan I Get a Mortgage with Student Loan?
Can I Get a Mortgage with Student Loan Debt? That is an excellent question—and you’re not the only one who is asking. According to Student Loan Hero, the average student in the class of 2016 graduated...
View ArticleWhat Should I Do To Prepare My Yard For Winter?
I’m sorry to say it, but fall and winter are upon us again. There are some great elements to autumn, though. All the pumpkin spice addicts can come out of the wood work, Halloween and Thanksgiving are...
View ArticleCould the Theft of Equifax Data Affect My Mortgage Application or Existing...
Much of how the Equifax data breach actually happened is still unknown. What is known however, is that this cyber-attack has the potential to cause potential and current homeowners some serious...
View ArticleDo Doctors Have Their Own Type of Mortgage?
Like many college graduates, medical students are buried in debt. In fact, the Association of American Medical Colleges reports that physicians leave school with a staggering average of $189,165 in the...
View ArticleClearing Up Misconceptions About VA Loans
The VA mortgage loan is a program designed to help veterans, active duty military members, and their families purchase a home without having to deal with as many bureaucratic guidelines and...
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